The Philippine Health Insurance Corporation (PhilHealth) is a government corporation attached to the Department of Health. It administers the National Health Insurance Program, which was established to provide health insurance coverage and ensure affordable and accessible health care services for all Filipinos.

CONTRIBUTION RATE UPDATE

PhilHealth released an Advisory on May 11, 2022, with regards to the adjustment of PhilHealth contribution rate for 2022:

• PhilHealth updated its contribution from 3 % to 4%.
• The adjustment rate shall take effect starting the applicable month of June 2022.
• The monthly premium will continue to be shared equally between the employee and the employer.
• The monthly contribution for employees earning Php 10,000 and below is fixed at Php 400.
• Meanwhile, those earning Php 80,000 and above have a fixed monthly contribution of Php 3,200.

PhilHealth CONTRIBUTION CALCULATION

Employee or employer share = (Monthly basic salary x 0.04) / 2

• Here's a sample computation for an employee with a salary of Php 20,000:
• Php 20,000 x 0.04 = 800 (Total Monthly Contribution) / 2 = 400 (Employee or Employer Share)

ZipHR CALCULATIONS

• Contribution Wage Basis - Wage basis for PHIC can be configured in Payroll > Settings > Payment Configurations > Contribution Wages.

SEMI-MONTHLY PHIC ADJUSTMENTS

If the employee is paid twice monthly, ZipHR will automatically spread the PHIC requirement across 2 periods as follows.

For 1st semi-monthly period, or first payslip issued within each month.

• PHIC Wage Basis - depends on Payment Configuration > Contribution Wages
• ER and EE - contributions based on half of the estimated monthly contributions

For 2nd semi-monthly period, or second payslip issued within each month.

• ER and EE - contributions based on the full month's wage basis calculated above, less any ER and EE already paid in 1st-half

GENERATE REPORTS

ZipHR also provides a report for the PhilHealth contribution file.

• Go to Reports >> Contributions
• Select PhilHealth
• Select the year and month of the needed report
• Use filters if multiple branches, companies, or cost centers are included in a single ZipHR account and separate PhilHealth reports must be generated.
• Click the download button
• Export SSS report as:
  • CSV - It is used to view the PhilHealth data in a text format and is separated by (;) semi-colon.
  • XLSX - It is used to view the full information of PhilHealth Report in a standard excel format.